Terms & Conditions
Last Updated: August 20, 2026 — Sovereign Digital Assets LLC
1. Introduction and Acceptance
Welcome to CatchThatScammer.help (“the Site,” “we,” “our,” “us”). These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“the User,” “the Customer,” “you”) and Sovereign Digital Assets LLC, the operator of CatchThatScammer.help. By accessing, browsing, or purchasing any digital product from this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you are expressly prohibited from using the Site or purchasing any of our digital products, and you must immediately discontinue any further access or use.
These Terms apply to all digital products offered on this Site, including but not limited to The Digital Sanitization, The Forensic Audit, and The Total Recovery Vault, as well as any future digital products, protocols, databases, templates, guides, or other digital goods that may be offered. The products are sold as digital downloads, and access is granted immediately upon purchase. As such, these Terms are designed to protect both the intellectual property rights of the provider and the contractual obligations of the purchaser, and they supersede any prior agreements, understandings, or representations, whether written or oral, that may have existed between the parties.
The Site is operated from the United States, and the governing law for these Terms is the law of the State of Delaware, without regard to its conflict of law provisions. The Site is intended for users who are at least 18 years of age. By using the Site and purchasing digital products, you represent and warrant that you are at least 18 years old and that you have the legal capacity to enter into this agreement.
2. Digital Product Licensing and Usage Rights
All digital products sold on CatchThatScammer.help are licensed, not sold, to the user. The license is non-exclusive, non-transferable, and revocable, and it grants the user the right to access, download, and use the digital product for their own personal, non-commercial use only. The license is limited to a single user and a single device, and it may not be shared, distributed, sublicensed, or transferred to any other person or entity without the express written consent of Sovereign Digital Assets LLC.
Any unauthorized reproduction, distribution, sharing, uploading, or transfer of the digital products, or any portion thereof, is strictly prohibited and constitutes a breach of these Terms and a violation of intellectual property laws. The digital products are protected by copyright law, international treaties, and proprietary rights, and all title, ownership, and intellectual property rights in and to the digital products remain with Sovereign Digital Assets LLC. The user is granted no right, title, or interest in the digital products other than the limited license expressly provided in this Section.
The user may not modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works based on the digital products, or any portion thereof. The user may not use the digital products in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site. The user may not attempt to gain unauthorized access to any portion of the Site, or any other systems or networks connected to the Site, or to any of the services offered on or through the Site, by hacking, password mining, or any other illegitimate means. Any unauthorized use of the digital products or the Site terminates the license granted under this Section and may subject the user to civil and criminal penalties.
3. Purchase, Payment, and Delivery
All digital products on the Site are sold at the prices listed at the time of purchase, and the prices are subject to change without prior notice. The prices are in United States Dollars (USD), and all payments are processed through third-party payment processors, including but not limited to Stripe and PayPal, which are subject to their own terms and conditions. The Site does not store or retain any payment information, including credit card numbers or bank account details, and all payment information is processed directly by the third-party payment processor.
Upon completion of the purchase, access to the digital product is granted immediately, and the user will receive an email confirmation containing a download link, a unique access code, and instructions on how to access the product. The delivery is instantaneous and fully digital, and no physical shipment is required or provided. The user is solely responsible for ensuring that the email address provided during purchase is accurate and accessible, and the Site is not responsible for any delivery issues arising from incorrect email addresses, spam filters, or other technical issues beyond its control.
The user acknowledges and agrees that the digital products are delivered in full at the moment of purchase, and that the user has the opportunity to review the product description and specifications before completing the purchase. The user bears full responsibility for ensuring that the digital product meets their requirements and expectations, and the Site does not offer any warranties or guarantees regarding the suitability, effectiveness, or outcome of the digital products for the user’s specific situation, which is fully detailed in Section 6 below.
4. NO REFUND POLICY — ALL SALES ARE FINAL
Due to the digital nature of the products sold on this Site, all sales are final, and no refunds, exchanges, returns, credits, or cancellations will be issued under any circumstances. The user acknowledges and agrees that they have read the product descriptions, specifications, and these Terms carefully before making a purchase, and that the purchase is a final, binding, and irrevocable transaction. The no-refund policy applies to all digital products sold on the Site, including but not limited to The Digital Sanitization, The Forensic Audit, and The Total Recovery Vault, and it applies regardless of whether the user has downloaded, accessed, or used the digital product.
The user waives any right to cancel the purchase or withdraw from the agreement after the purchase is completed, whether under the Consumer Protection Act, the Distance Selling Regulations, or any other applicable law, regulation, or directive. The user acknowledges that digital products are exempt from the right of withdrawal under most consumer protection laws because they are delivered and accessible immediately upon purchase and are not capable of being returned or resold. The user also acknowledges that the no-refund policy is a material term of this agreement and that the purchase price reflects the acceptance of this policy.
Any claim for a refund, whether made directly to the Site, to the payment processor, or to the issuing bank, will be rejected and will be treated as a violation of these Terms, subjecting the user to the consequences described in Section 5 below. The user is encouraged to contact us with any questions or concerns before making a purchase, as we are unable to provide any refunds or exceptions to this policy once the purchase is completed. This no-refund policy is clearly stated on the Site and is part of the purchase process, and the user’s completion of the purchase constitutes their unequivocal acceptance of this policy.
5. CHARGEBACK POLICY — AGGRESSIVE LEGAL AND FINANCIAL CONSEQUENCES
The user acknowledges and agrees that initiating a chargeback, dispute, reversal, or any other form of payment dispute with their credit card issuer, bank, PayPal, Stripe, or any other payment processor constitutes a material breach of these Terms and is expressly prohibited. The user also acknowledges that a chargeback is a formal allegation of fraud, unauthorized transaction, or non-delivery, and that by initiating a chargeback, the user is making a legally binding representation that the transaction is invalid. If the user initiates a chargeback for any reason, including but not limited to dissatisfaction with the digital product, change of mind, inability to use the product, or any other reason, the user agrees that the Site has the right to vigorously defend against the chargeback and to provide the payment processor with these Terms, the purchase confirmation, and the delivery confirmation as evidence that the transaction was authorized, the product was delivered, and the user is not entitled to a refund.
The user further agrees that, in addition to the legal defense of the chargeback, the Site reserves the right to pursue all available legal and equitable remedies against the user, including but not limited to:
- Immediate termination of the user’s access to the digital product and the Site
- Reporting the user to credit bureaus and fraud prevention databases
- Pursuing civil litigation to recover the full amount of the purchase price, plus any chargeback fees, legal fees, administrative costs, and other expenses incurred by the Site in defending the chargeback and enforcing these Terms
- Pursuing a claim for breach of contract, fraud, and unjust enrichment
- Seeking all damages available under applicable law, including consequential, incidental, and punitive damages
- Reporting the user to law enforcement and regulatory authorities for fraud and other applicable offenses
The user agrees that the Site’s liquidated damages for a chargeback are difficult to calculate, and therefore, the user shall be liable to the Site for the full purchase price, plus an additional $2,500.00 for each chargeback incident, or three times the purchase price, whichever is greater, plus all attorneys’ fees, court costs, collection agency fees, and other expenses incurred by the Site in enforcing this provision. The user also agrees that the Site may pursue all available remedies concurrently and that any relief obtained by the Site shall be in addition to, and not in lieu of, any other remedies available at law or in equity. The user acknowledges that this chargeback policy is a material term of these Terms and that the user’s acceptance of these Terms constitutes their agreement to this policy.
The Site reserves the right to refer any chargeback to a third-party collections agency, and the user agrees to pay all collection costs and fees incurred by the Site in connection with such referral. The Site also reserves the right to report the chargeback to credit rating agencies, fraud prevention databases, and law enforcement agencies, which may result in the user’s credit score being negatively affected and the user being identified as a high-risk customer for future financial transactions. The user acknowledges that the consequences of a chargeback are severe and that the user will be fully responsible for all costs, damages, and legal consequences arising from their initiation of a chargeback.
6. Disclaimer of Warranties and Limitation of Liability
The Site provides educational protocols, forensic data assets, and digital goods intended to assist users in recovering from romance scams and financial fraud. The Site is not a law firm, and the digital products are not legal advice, financial advice, tax advice, or any other professional advice. The digital products are provided for informational and educational purposes only, and the user is solely responsible for their own legal, financial, and administrative decisions. The Site makes no representation or warranty that the digital products will result in any specific outcome, including but not limited to the recovery of funds, the identification of scammers, or the prevention of future fraud.
The digital products are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The Site does not warrant that the digital products will be error-free, uninterrupted, secure, or free of viruses or other harmful components. The Site does not warrant that the information contained in the digital products is accurate, complete, reliable, current, or error-free. The user acknowledges that the user’s use of the digital products is at their own risk and that the user is solely responsible for any consequences arising from their use of the digital products.
To the fullest extent permitted by applicable law, the Site and its owners, directors, officers, employees, agents, affiliates, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to the user’s use of the Site, the digital products, or these Terms, whether based on contract, tort, strict liability, or any other legal theory, even if the Site has been advised of the possibility of such damages. The user’s sole remedy for dissatisfaction with the Site or the digital products is to discontinue use of the Site and the digital products, and the Site’s total liability to the user shall not exceed the amount paid by the user for the digital product that gave rise to the claim.
7. Governing Law, Dispute Resolution, and Arbitration
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. The user agrees that any dispute, controversy, or claim arising out of or relating to these Terms, the Site, or the digital products, including the validity, interpretation, enforceability, or breach thereof, shall be resolved exclusively through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall be conducted in Delaware, and the user agrees to submit to the jurisdiction of the AAA and to the exclusive personal jurisdiction of the courts of Delaware for any matters that are not subject to arbitration, including but not limited to matters related to enforcement of the arbitration award or injunctive relief.
The user agrees that any dispute shall be resolved on an individual basis and not as a class action, class arbitration, or any other representative proceeding. The user expressly waives any right to participate in a class action or class arbitration and agrees that the arbitration will be conducted on a strictly individual basis. The arbitration shall be conducted in the English language, and the arbitration award may be entered and enforced in any court of competent jurisdiction. The user acknowledges and agrees that the Site’s aggressive enforcement of these Terms, including the no-refund and chargeback policies, is a material part of the consideration for the Site’s agreement to provide the digital products and that the user’s acceptance of these Terms constitutes their agreement to this dispute resolution provision.
8. Entire Agreement and Severability
These Terms constitute the entire agreement between the user and the Site regarding the use of the Site and the purchase and use of the digital products, and they supersede all prior or contemporaneous communications, proposals, representations, and agreements, whether written or oral. No modification, amendment, or waiver of any provision of these Terms shall be effective unless in writing and signed by both parties. If any provision of these Terms is held to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect. The failure of the Site to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. The Site reserves the right to update, modify, or change these Terms at any time, and any such changes will be posted on this page. The user’s continued use of the Site after any such changes constitutes acceptance of the updated Terms. These Terms, as updated, will govern all future purchases and uses of the Site. By using the Site and purchasing digital products, the user acknowledges that they have read, understood, and agreed to be bound by these Terms.